Financial planning will provide you with direction and discipline. Without direction and discipline, people typically make impulsive, random decisions: they buy this insurance, invest in that hot asset, adopt the latest tax strategy. The pieces not only do not fit together, they may actually conflict with each other and compound the problem. The financial planning process integrates your resources with your goals and objectives. It strives to help you achieve your lifetime goals by providing clarity to your actions.
Together, we will develop sound financial strategies to help meet your needs now and into the future. From managing the impact of assets and liabilities on your cash flow, protecting what’s important with insurance while investing for specific goals like retirement or education, our comprehensive financial planning approach looks beyond the numbers to align with your financial needs, goals and dreams.
Whether you are preparing for the years ahead, or simply for tomorrow…together we can work to develop a plan designed to help achieve your dreams.
Financial Planning Process
Financial planning is a long-term collaborative relationship. We’ll work together to identify objectives, define your dreams, develop a plan to help you get there, then track your progress along the way.
The financial planning process usually unfolds over a series of meetings:
§ At the Discovery, we will begin to gather your personal information to gain a better understanding of your unique financial situation. In order to develop a clear vision of your financial future, we will discuss your dreams, goals and needs, as well as review important documents such as brokerage and bank statements, tax returns, insurance and retirement plans. Based on the information we uncover, we will work together to identify your concerns and prioritize objectives. When the Discovery comes to a close, we will be well equipped to analyze your situation and develop a comprehensive plan.
§ At the Plan Delivery, we will present you with a comprehensive plan that clearly defines financial planning recommendations that align with your goals and needs. Once we propose specific financial solutions to help you reach your goals, we will recommend that you act to implement the plan. While we tend to recommend that you implement the plan with Pinnacle, you are also permitted to use the plan to implement yourself or with another advisor.
§ At the Plan Evolution, we will meet with you to discuss the progress you have made towards achieving your goals. We will identify life and goal changes, make necessary adjustments, and look for any additional opportunities that may exist. With regular meetings, we can assist you with making sure every aspect of your plan is implemented in an appropriate manner.
If you have any questions about our financial planning process, please contact us
and we will be happy to discuss with you further.
Financial Planning is included within the comprehensive True ClaritySMSolution.
Portfolio Management clients or those who are looking for a stand-alone
plan will be assessed a planning fee.