§ We believe as financial advisors, plan sponsors should expect us to work with the highest degree of integrity; in turn, plan participants should expect that same level of integrity from their plan sponsors.
§ We believe retirement plan fiduciaries deserve an efficient solution driven by full accountability. We develop strategies to deliver this through The Pinnacle (k)oach Retirement Plan SolutionSM. The purpose of this proactive service model is to provide a predictable future and a positive difference in the lives of the business owners and employees of the companies we partner with.
§ We believe all employees should have the opportunity to retire with dignity. Participation in a retirement plan is about creating independence for your future by providing freedom to make choices and optimism in a future life. To this end, time must be allowed for employees to learn about the plan and be educated to make prudent lifelong decisions. Employees with more optimism in their future are better employees today.
§ We believe the purpose of a successful plan is to provide adequate and broad based retirement benefits for employees. To this end, we focus on results by benchmarking, tracking, and improving key “metrics of success” including plan cost.
§ We believe in complete independence from the ultimate retirement plan recordkeeping platform used. Our relationship with clients is a truly consultative, team oriented approach. The members of the Pinnacle team are salaried – not commission based.
§ Group of dedicated specialists focused solely on delivering retirement plan consulting and advisory services.
§ Our firm, in partnership with an experienced local Third Party Administrator, provides 401(k) consulting and advisory services to over 50 companies representing $100+ million in assets.
§ The Pinnacle Group works closely together with our plan sponsor clients to provide the highest level of retirement plan success possible.
§ Key Drivers:
- PASSION – Our firm was founded with a vision to offer high quality consulting services independent of the provider.
- PROTECTION – Our services and solutions are designed to help protect plan fiduciaries from personal and corporate financial loss.
- PERFORMANCE – Everything we do is focused toward enhancing the retirement incomes of plan participants.
The Pinnacle (k)oach Retirement Plan SolutionSM
From investment analysis and due diligence to employee communications and vendor fee benchmarking, our process-driven solutions help protect employers from corporate and personal financial liability, while increasing investment opportunities and improving overall plan value. The chart below provides insight into the core value we will provide when you take part in our comprehensive service offering, The Pinnacle (k)oach Retirement Plan SolutionSM.
The Pinnacle (k)oach Retirement Plan SolutionSM is comprised of four key components of plan management that work together to provide the framework for our premier service.
The four components of The Pinnacle (k)oach Retirement Plan SolutionSM:
§ The Fiduciary Plan ReviewTM involves a detailed review of your company’s plan design and fiduciary compliance. Meeting your fiduciary responsibilities can be a complex process. The Fiduciary Plan ReviewTM provides education, documentation and "metrics of success" to meet your fiduciary responsibilities and improve operational efficiency.
§ The Fiduciary Investment ReviewTM involves investment due diligence and the use of our ScorecardSM System. Because choosing and monitoring the appropriate investments offered in your plan is a serious fiduciary task, Pinnacle has developed a very detailed analysis process to assist you with this important responsibility.
§ The Edu-tainment ExperienceTM involves employee directed educational newsletters and workshops. One of the key measures of a successful 401(k) plan is the participation of the individual employees. The better informed a participant is about asset allocation and risk tolerance, the better they are prepared for retirement. The Edu-tainment ExperienceTMdelivers high touch employee communications that are comprehensive, compelling and timely.
§ The RFP ManagerTM involves vendor benchmarking analysis and provider’s fee comparison. Looking for a new 401(k) provider can be time consuming, cumbersome, and downright frustrating. More importantly, even if you are not looking for a new provider, how do you know if your current provider’s fees are in line with industry standards? The RFP ManagerTM component shoulders the responsibility of a thorough market analysis, offering guidance and support. Through the process, plan sponsors meet their fiduciary duty to monitor plan fees and make important plan provider decisions, while ensuring the best possible plan at the most competitive cost for participants.
If you have any questions about The Pinnacle (k)oach Retirement Plan SolutionSM or how you can customize the solution to meet your needs, please contact us and we will be happy to discuss with you further.